French Equity Release - Releasing the Equity Capital in your French Home

We can help you Release Equity Capital locked up in your French home by using a French Euro Equity Release Mortgage or a Viager Sale.

How to Release equity CAPITAL FROM YOUR FRENCH HOME

In France there are three ways to Release Equity from your French home:

1. An Equity Release Repayment Mortgage whereby you pay interest and capital repayments on the Equity Release Loan.
   
   
2. An Equity Release Interest Only Mortgage whereby you pay interest on the Equity Release Loan but no capital repayments, so you need to be able to plan for the repayment of the loan from other sources.
   
   
3. French Equity Release using a Viager Sale whereby you sell your property, which you continue to live in rent free, for a cash sum plus an annual income until you die at which point the buyer receives the title deeds to your property.

Depending on your personal circumstances the best option for you may not be immediately obvious so below you will find a simple short summary of each type of Equity Release product. Click on the Read More link to see further details of each Equity Release option.

FRENCH EQUITY RELEASE MORTGAGE USING A FRENCH REPAYMENT EURO MORTGAGE

If you have sufficient ongoing income to make a monthly capital repayment and service the monthly interest payments on a French Equity Release Mortgage and wish to take a French Equity Release Mortgage on your French home this is likely to be your best option. This type of product is designed for someone with surplus income who may be considering their French tax and inheritance position over the long term and who would like to Release Equity from their French property to use for other purposes. > Read More

FRENCH EQUITY RELEASE MORTGAGE USING AN INTEREST ONLY FRENCH EURO MORTGAGE

If you temporarily lack income but can afford to service the monthly interest payments on a French Equity Release Mortgage and will be able to repay your French Equity Release Mortgage before your 80th birthday from a capital sum this may be the right French Equity Release Mortgage option for you. The French Mortgage lender will be concerned to establish that you will have no difficulty paying the monthly interest on the French Equity Release Mortgage and that when the French Equity Release Mortgage capital falls due for repayment you will be able to make the repayment in full from a guaranteed source. > Read More

FRENCH EQUITY RELEASE USING A VIAGER SALE

If you need to augment your retirement income but can't or don't want to sell up and leave France just yet a Viager sale may be the perfect solution you have been looking for. Under the French Viager scheme you can sell your French property to realise the capital you have tied up in it, receive a monthly income and still live in the property rent free until you die. > Read More

YOU CAN ALSO MAKE YOUR MONEY GO FURTHER BY USING A PLANNED EURO € FOREIGN EXCHANGE PROGRAMME

If you have a Eurozone property or have Released Equity from your French home using a French Equity Release Mortgage you will need to be making regular Euro Payments or Euro Repayments. To avoid being overcharged for your Foreign Currency by your bank or High Street financial institution you should consider managing your own Foreign Exchange transactions. Here's how to save money > Read More

For a free no nonsense discussion as to how our services can help you Release Equity from your French property contact us here or give us a call on +44 (0)20 7193 7843.